Xapo Bank Card

mastercard premium metal debit card issued over Visa or Mastercard · debit sourced

Costs

Issuance feefree xapobank.com2026-08-16

Monthly / annual fee1000 USD/year xapobank.com2026-08-16

FX / foreign transaction fee0% xapobank.com2026-08-16

ATM withdrawal feefree · 2% xapobank.com2026-08-16

Purchase fee / purchase APRfree xapobank.com2026-08-16

Replacement feefree · 25 USD · 100 USD · 120 USD xapobank.com2026-08-16

Cashback0%–3% xapobank.com2026-08-16

Prohibited countriesAF, BY, BA, CF, CU, CD, HT, IR +20 more xapobank.com2026-08-16

KYCfull — Government ID, proof of address and compliance checks are mandatory. xapobank.com2026-08-16

Purchase limit50000 USD/day xapobank.com2026-08-16

ATM limitper 24h 2000 xapobank.com2026-08-16

Card networkmastercard premium metal debit card issued over Visa or Mastercard xapobank.com2026-08-16

Card formvirtual, physical xapobank.com2026-08-16

Card typedebit xapobank.com2026-08-16

Custodycustodial xapobank.com2026-08-16

Issuing bankXapo Bank Limited · deposits protected by the Gibraltar Deposit Guarantee Scheme up to GBP 120,000 xapobank.com2026-08-16

Assets / networksUSD, BTC, USDC, USDT, USDT, USDC xapobank.com2026-08-16

Mobile walletsApple Pay, Google Pay xapobank.com2026-08-16