Fold Bitcoin Credit Card

Visa · credit verified

−$180a year at $1,000/mo in United States

confirmed by issuer for United States

to issue$0$0
subscription$0$0
on foreign spend0% × $2,400 abroad$0
cashback− 1.5% × $12,000−$180
a year−$180

Costs

Issuance feefree foldapp.com2026-08-23

Monthly / annual feefree/year foldapp.com2026-08-23

Top-up / funding feenot applicable foldapp.com2026-08-23

Crypto conversion feenot applicable foldapp.com2026-08-23

FX / foreign transaction fee0 USD foldapp.com2026-08-23

ATM withdrawal feenot applicable support.foldapp.com2026-08-23

Purchase APR (credit cards)20.24–29.24% foldapp.com2026-08-23

Replacement feefree · 20 USD sources disagreesupport.foldapp.com2026-08-23

Rewards

Cashback1.5%–4% in BTC support.foldapp.com2026-08-23

Access

Available to residents ofUS citizens and permanent residents, 18+ support.foldapp.com2026-08-23

KYCfull — verified Fold account + credit check · extra identity documents may be requested support.foldapp.com2026-08-23

Limits

Purchase limitnot published by the issuer foldapp.com2026-08-23

ATM limitnot applicable support.foldapp.com2026-08-23

Practical

Card networkVisa foldapp.com2026-08-23

Card formvirtual + physical foldapp.com2026-08-23

Card typecredit foldapp.com2026-08-16

Custodycustodial foldapp.com2026-08-16

Issuing bankCeltic Bank, a Utah state-chartered bank, powered by Stripe, on the Visa network. foldapp.com2026-08-16

Funding methodscredit line foldapp.com2026-08-23

Assets / networkscredit foldapp.com2026-08-16

Mobile walletsApple Pay, Google Pay foldapp.com2026-08-23

Merchant restrictionsBlocked: illegal, fraudulent or otherwise legally prohibited transactions, domestic or international gambling or… foldapp.com2026-08-16

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