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Coinbase One Card

American Express · credit verified

Open card
−$240a year at $1,000/mo in United States
confirmed by issuer for United States
to issue$0$0
subscription$0$0
on foreign spend0% × $2,400 abroad$0
cashback− 2% × $12,000−$240
a year−$240

Costs

Issuance feefree help.coinbase.com2026-08-22
Monthly / annual feefree/year coinbase.com2026-08-22
Top-up / funding feenot applicable legal.cardless.com2026-08-22
Crypto conversion feenot applicable legal.cardless.com2026-08-22
FX / foreign transaction fee0 USD legal.cardless.com2026-08-22
ATM withdrawal fee5% help.coinbase.com2026-08-22
Purchase fee / purchase APRfree legal.cardless.com2026-08-22
Purchase APR (credit cards)19.49–29.49% legal.cardless.com2026-08-22
Replacement feefree · 40 USD help.coinbase.com2026-08-22

Rewards

Cashback2%–4% in BTC coinbase.com2026-08-22

Access

Available to residents ofUS help.coinbase.com2026-08-22
KYCfull help.coinbase.com2026-08-22

Limits

Purchase limitnot published by the issuer legal.cardless.com2026-08-22
ATM limitnot published by the issuer legal.cardless.com2026-08-22

Practical

Card networkAmerican Express help.coinbase.com2026-08-22
Card formvirtual + physical help.coinbase.com2026-08-22
Card typecredit coinbase.com2026-08-17
Custodycustodial coinbase.com2026-08-17
Issuing bankFirst Electronic Bank coinbase.com2026-08-17
TiersUnder USD 10,000 assets — — 2% cashback — Bitcoin reward rate based on assets held at Coinbase., USD 10,000–49,999 assets — — 2.5% cashback — Higher balance-based Bitcoin reward., USD 50,000–199,999 assets — — 3% cashback — Higher balance-based Bitcoin reward., USD 200,000+ assets — — 4% cashback — Maximum published Bitcoin reward rate. coinbase.com2026-08-17
Funding methodscredit line help.coinbase.com2026-08-22
Assets / networkscredit coinbase.com2026-08-17
Mobile walletsApple Pay, Google Pay, Samsung Wallet help.coinbase.com2026-08-22
Merchant restrictionsATM withdrawals supported coinbase.com2026-08-17

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