−$240a year at $1,000/mo in United States
confirmed by issuer for United States
to issue$0$0
subscription$0$0
cashback− 2% × $12,000 (capped)−$240
a year−$240
Costs
Rewards
Access
Limits
Practical
TiersEssential: $0/yr · 2% cashback · 2% XRP rewards; cap $120/mo
Elite: $99.99/yr · 4% cashback · 4% on crypto/metals or 3% on fiat/stablecoin spend; cap $300/mo uphold.com2026-08-17
Elite: $99.99/yr · 4% cashback · 4% on crypto/metals or 3% on fiat/stablecoin spend; cap $300/mo uphold.com2026-08-17
Merchant restrictionsBlocked: peer-to-peer money transfers, quasi-cash at customer financial institutions, stored-value card purchase and…
ATM withdrawals supported uphold.com2026-08-17
ATM withdrawals supported uphold.com2026-08-17



