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Gemini Credit Card

Mastercard World Elite · credit verified

Open card
−$120a year at $1,000/mo in United States
confirmed by issuer for United States
subscription$0$0
on foreign spend0% × $2,400 abroad$0
cashback− 1% × $12,000−$120
a year−$120

Costs

Issuance feenot published by the issuer assets.ctfassets.net2026-08-23
Monthly / annual feefree assets.ctfassets.net2026-08-23
Top-up / funding feenot applicable assets.ctfassets.net2026-08-23
Crypto conversion feenot applicable assets.ctfassets.net2026-08-23
FX / foreign transaction fee0 USD assets.ctfassets.net2026-08-23
ATM withdrawal fee3% assets.ctfassets.net2026-08-23
Purchase APR (credit cards)16.49–34.49% sources disagreeassets.ctfassets.net2026-08-23
Replacement feefree · 50 USD assets.ctfassets.net2026-08-23

Rewards

Cashback1%–4% in BTC or 50+ crypto assets support.gemini.com2026-08-23

Access

Available to residents ofUS — all 50 states; not available outside the US support.gemini.com2026-08-23
KYCfull support.gemini.com2026-08-23

Limits

Purchase limitnot published by the issuer assets.ctfassets.net2026-08-23
ATM limit1000 USD/day assets.ctfassets.net2026-08-23

Practical

Card networkMastercard World Elite gemini.com2026-08-23
Card formvirtual + physical support.gemini.com2026-08-23
Card typecredit support.gemini.com2026-08-17
Custodycustodial support.gemini.com2026-08-17
Issuing bankWebBank support.gemini.com2026-08-17
Funding methodscredit line assets.ctfassets.net2026-08-23
Assets / networkscredit support.gemini.com2026-08-17
Mobile walletsApple Pay, Google Pay, Samsung Pay support.gemini.com2026-08-23
Merchant restrictionsBlocked: cryptocurrency purchases and cryptocurrency exchanges
Known not to work: Gemini Exchange, other cryptocurrency exchanges
Known to work: Ridge Wallet, David Bar, Create +2 more support.gemini.com2026-08-17

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