−$108a year at $1,000/mo in United States
confirmed by issuer for United States
to issue$0$0
subscription$0$0
on foreign spend3% × $2,400 abroad$72
cashback− 1.5% × $12,000 (capped)−$180
a year−$108
Costs
Rewards
Access
Available to residents ofUS — 49 states (not New York) + DC, PR, GU, VI, AS, MP help.crypto.com2026-08-23
Limits
Practical
TiersBasic: (Free) · 1.5% cashback · No subscription or CRO lock
Plus: ($4.99/month or $49.90/year, or $500 CRO lock) · 3.5% cashback · Enhanced rewards and card benefits
Pro: ($29.99/month or $299.90/year, or $5,000 CRO lock) · 4.5% cashback · Higher rewards and benefits
Private: Icy/Rose · ($50,000 CRO lock) · 5% cashback · Private-tier benefits
Private: Obsidian/Prime · ($500,000 CRO lock) · 6% cashback · Maximum published US credit-card rewards crypto.com2026-08-17
Plus: ($4.99/month or $49.90/year, or $500 CRO lock) · 3.5% cashback · Enhanced rewards and card benefits
Pro: ($29.99/month or $299.90/year, or $5,000 CRO lock) · 4.5% cashback · Higher rewards and benefits
Private: Icy/Rose · ($50,000 CRO lock) · 5% cashback · Private-tier benefits
Private: Obsidian/Prime · ($500,000 CRO lock) · 6% cashback · Maximum published US credit-card rewards crypto.com2026-08-17
Merchant restrictionsRecurring payments supported
Known to work: Netflix, Spotify, Truth+ crypto.com2026-08-17
Known to work: Netflix, Spotify, Truth+ crypto.com2026-08-17



