$37a year at $1,000/mo in Australia
confirmed by issuer for Australia
to issue$25 once$25
subscription$0$0
on top-ups1% × $12,000 loaded$120
on foreign spend3% × $2,400 abroad$72
cashback− 1.5% × $12,000−$180
a year$37
Costs
Rewards
Access
Limits
Practical
TiersVirtual: 1.5% cashback · 1.5% on the first $100 of qualifying monthly spend, then 1%
Signature: 4.5% cashback · 4.5% on the first $1,000 of qualifying monthly spend, then 1%
Premium: 6% cashback · 6% on the first $2,000 of qualifying monthly spend, then 1% tria.so2026-08-17
Signature: 4.5% cashback · 4.5% on the first $1,000 of qualifying monthly spend, then 1%
Premium: 6% cashback · 6% on the first $2,000 of qualifying monthly spend, then 1% tria.so2026-08-17
Merchant restrictionsRecurring payments supported
ATM withdrawals supported
Known to work: Netflix, Spotify tria.so2026-08-17
ATM withdrawals supported
Known to work: Netflix, Spotify tria.so2026-08-17
