−$120a year at $1,000/mo in Andorra
confirmed by issuer for Andorra
to issue$0$0
subscription$0$0
on foreign spend0% × $2,400 abroad$0
cashback− 1% × $12,000−$120
a year−$120
Costs
ATM withdrawal feeNo COCA fee for ATM withdrawals up to USD 250 · ATM operator fees may apply help.coca.xyz2026-08-17
Rewards
Access
Limits
Practical
TiersStarter: (0 COCA staked) · 1% cashback · Base tier
Standard: (300 COCA staked) · 3% cashback · 3% on the first $1,000/month, then 1%; one subscription benefit., Standard+ · (1,000 COCA staked) · 4% cashback · 4% on the first $1,750/month, then 1%; two subscription benefits
Premium: (3,000 COCA staked) · 5% cashback · 5% on the first $2,500/month, then 1%; priority support., Premium+ · (10,000 COCA staked) · 6% cashback · 6% on the first $5,000/month, then 1%; three subscription benefits
Elite: (30,000 COCA staked) · 8% cashback · 8% on the first $10,000/month, then 1%; four subscription benefits help.coca.xyz2026-08-17
Standard: (300 COCA staked) · 3% cashback · 3% on the first $1,000/month, then 1%; one subscription benefit., Standard+ · (1,000 COCA staked) · 4% cashback · 4% on the first $1,750/month, then 1%; two subscription benefits
Premium: (3,000 COCA staked) · 5% cashback · 5% on the first $2,500/month, then 1%; priority support., Premium+ · (10,000 COCA staked) · 6% cashback · 6% on the first $5,000/month, then 1%; three subscription benefits
Elite: (30,000 COCA staked) · 8% cashback · 8% on the first $10,000/month, then 1%; four subscription benefits help.coca.xyz2026-08-17
Merchant restrictionsRecurring payments supported
ATM withdrawals supported
3-D Secure supported
Known to work: Netflix, Spotify, Amazon Prime +4 more help.coca.xyz2026-08-17
ATM withdrawals supported
3-D Secure supported
Known to work: Netflix, Spotify, Amazon Prime +4 more help.coca.xyz2026-08-17
