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SPENDL

other · debit sourced

Open card
$59a year at $1,000/mo in South Africa
confirmed by issuer for South Africa
to issue$5 once$5
subscription$1 × 12 mo$17
on foreign spend1.56% × $2,400 abroad$37
a year$59

Costs

Issuance fee99 ZAR spendl.money2026-08-17
Monthly / annual fee25 ZAR/month docs.spendl.money2026-08-17
Top-up / funding fee0% docs.spendl.money2026-08-16
FX / foreign transaction fee1.56% docs.spendl.money2026-08-17
ATM withdrawal fee12.50 ZAR · 2.5% · 100.00 ZAR docs.spendl.money2026-08-17
Purchase fee / purchase APR2.75 ZAR docs.spendl.money2026-08-17

Rewards

Cashbacknot published by the issuer docs.spendl.money2026-08-16

Access

Available to residents ofZA spendl.money2026-08-17
KYCfull — South African ID/address checks and FICA verification required. spendl.money2026-08-17

Limits

Purchase limit25000 ZAR/day, 100000 ZAR/day, 25000 ZAR/month, 500000 ZAR/month docs.spendl.money2026-08-17

Practical

Card networkother docs.spendl.money2026-08-16
Card formphysical docs.spendl.money2026-08-16
Card typedebit spendl.money2026-08-17
Custodycustodial docs.spendl.money2026-08-16
Issuing bankPayaccsys Services Ltd docs.spendl.money2026-08-17
TiersWallet, Smart, Savvy, Guru
Savvy: (99 USD/Popular Plan) spendl.money2026-08-17
Assets / networksBTC, ETH, USDT, USDC spendl.money2026-08-17
Merchant restrictionsInternational payments allowed docs.spendl.money2026-08-17

Also confirmed for South Africa

Grey Cardconfirmed$5Figo Cardconfirmed$48Oobit Cardconfirmed$72