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Figo Card

visa · credit sourced

$48a year at $1,000/mo in Nigeria
confirmed by issuer for Nigeria
to issue$0$0
subscription$0$0
on foreign spend2% × $2,400 abroad$48
a year$48

Costs

Issuance feefree spendfigo.com2026-08-17
Monthly / annual feefree spendfigo.com2026-08-17
Top-up / funding fee0% spendfigo.com2026-08-17
FX / foreign transaction fee2% spendfigo.com2026-08-17
ATM withdrawal feefree spendfigo.com2026-08-17
Purchase fee / purchase APR0.6 flat per transaction spendfigo.com2026-08-17

Rewards

Cashbacknot published by the issuer spendfigo.com2026-08-17

Access

Available to residents ofNG, GH, AR, BD, BR, CO, EG, KE +51 more spendfigo.com2026-08-17
Prohibited countriesCU, IR, KP, SY spendfigo.com2026-08-17
KYCfull — Government ID, selfie, and recent proof of address required. spendfigo.com2026-08-17
KYC documentsgovernment-id, selfie, proof-of-address spendfigo.com2026-08-17

Limits

Purchase limitup to 10,000 USD/day, 50,000 USD/month — earlier import had 5,000/25,000 · kept as conflict sources disagreespendfigo.com2026-08-17

Practical

Card networkvisa spendfigo.com2026-08-17
Card formvirtual spendfigo.com2026-08-17
Card typecredit spendfigo.com2026-08-17
Custodyhybrid spendfigo.com2026-08-17
Issuing bankThird National spendfigo.com2026-08-17
Assets / networksUSDC, USD-bank, USDT, fiat-bank-transfer spendfigo.com2026-08-17

Also confirmed for Nigeria

COCA Cardconfirmed−$120Grey Cardconfirmed$5Eversend Virtual USD Cardconfirmed$87