Kolo Card

other · prepaid sourced

−$96a year at $1,000/mo in Austria

confirmed by issuer for Austria

to issue$0$0
subscription$0$0
on foreign spend1% × $2,400 abroad$24
per purchase1% × $12,000 spent$120
cashback− 2% × $12,000−$240
a year−$96

Costs

Issuance feefree kolo.xyz2026-08-16

Monthly / annual feefree kolo.xyz2026-08-16

Top-up / funding fee0% kolo.xyz2026-08-16

FX / foreign transaction fee1% kolo.xyz2026-08-16

Purchase fee / purchase APR1% kolo.xyz2026-08-16

Rewards

Cashback2% in BTC kolo.xyz2026-08-16

Access

Available to residents ofAT, BE, BG, HR, CY, CZ, DK, EE +23 more kolo.xyz2026-08-16

KYCfull — Short in-app KYC is explicitly required. kolo.xyz2026-08-16

Practical

Card networkother kolo.xyz2026-08-16

Card formvirtual kolo.xyz2026-08-16

Card typeprepaid kolo.xyz2026-08-16

Custodyhybrid kolo.xyz2026-08-16

Issuing bankTwo programmes run in parallel: Banco Popular de Puerto Rico and WIREX, LTD, United Kingdom . Kolo assigns the programme based on KYC. kolo.xyz2026-08-16

Assets / networksBTC, ETH, LTC, USDT, USDC kolo.xyz2026-08-16

Mobile walletsApple Pay, Google Pay kolo.xyz2026-08-16

Merchant restrictionsBlocked: 2892 explosives, 3484 small arms and weapons, 4829 wire transfers and money orders +39 more
Blocked merchants: OnlyFans, eToro, Skrill +13 more
Blocked merchant countries: SY, IR, CU +4 more kolo.xyz2026-08-16

Also confirmed for Austria

Bleap Cardconfirmed−$120

COCA Cardconfirmed−$120

Ledger CL Cardconfirmed−$120